August Update! Travel Insurance Comparison Guide | 10 Popular Travel Insurance Recommendations: Blue Cross, Allianz, FWD

Choosing Travel Insurance? With more and more travelers heading out these days, booking flights and hotels in advance is a must🙋🏻‍♂️! But with so many travel insurance options available, how do you choose the right one🧐? We've compiled information from 10 different travel insurance companies to help you find the perfect plan based on your needs! 🔺Insurance premium settings: insured person aged 35, male, traveling to Japan for 7 days🔺

Allianz travel insurance can protect you from losses due to trip cancellation, including stolen mobile devices, providing an extra layer of peace of mind for your journey. They also offer high levels of overseas medical coverage, including COVID-19 extensions. Purchase before August 31st and enjoy a limited-time 60% discount! 📌 Trip Cancellation/Change/Shortening 📌 Global Emergency Medical Service 📌 Overseas Hospitalization Expenses 📌 Coverage for Losses Due to Trip Cancellation Including Flight Miles 📌 Visiting Relatives and Return Fare Premium: ~ $168 Covered Age: Up to 74 years old

 

AXA Anxin "Excellence" offers abundant travel insurance for the elderly with no age limit and free coverage for children. It's perfect for families to travel together worry-free, ensuring protection for every member. If you test positive for COVID-19 abroad within 14 days of returning to Hong Kong, you can also claim for subsequent medical expenses, safeguarding your post-travel healthcare needs. Enjoy a 70% discount when purchasing online!

📌 Coverage for trip cancellation due to mandatory quarantine
📌 Overseas medical expenses
📌 Travel cancellation/curtailment coverage
📌 Medical expenses upon arrival in Hong Kong

Premium: ~ $387.6
Insured age: No upper limit, only 30 days old and above

Starr 卓悅遊 has added a special coverage item, "Car Rental Excess Insurance", which covers the excess amount of car rental insurance up to HK$5,000! 📌 Insured person cancels trip due to mandatory quarantine. 📌 Overseas hospitalization expenses 📌 Travel delay/cancellation/shortening coverage 📌 Expenses for follow-up consultation after arrival in destination. Premium: ~HK$225 Coverage Age: Up to 70 years old

Fubon Hong Kong's "Self-Written Travel Insurance" is designed for families and their furry companions, offering 24-hour global emergency support services, a rare comprehensive travel insurance service. Get up to 70% off before August 31st! 📌 Trip Cancellation/Amendment/Shortening 📌 Emergency Medical Assistance 📌 Overseas Medical Expenses 📌 Luggage and Personal Property Protection Premium: ~HK$325 Insured Age: 60 days to 80 years old

Blue Cross "Smart Traveler" covers baggage, phone, belongings, and other personal losses. What's particularly noteworthy is that their travel warning extension coverage encompasses yellow, red, and black travel warning levels, making them one of the few insurance companies in the market to cover yellow alerts! 📌 Trip Cancellation/Amendment/Shortening
📌 Reimbursable but Non-Refundable Expenses
📌 Overseas Hospitalization Fees
📌 Overseas Quarantine Fees
📌 Medical Consultation Fees Within 90 Days of Returning to Hong Kong Premium: ~ $318.4
Insured Age: 6 weeks or older

Generali's "Faithful Travel Insurance" covers high-risk activities like scuba diving and bungee jumping. If you're seeking thrills and unique experiences, this insurance is worth considering! It also includes COVID-19 coverage to minimize losses due to health reasons or trip cancellations.

📌 Trip Cancellation/Change/Shortening
📌 Global Emergency Medical Services
📌 Overseas Hospital Expenses
📌 Lost Mobile Phone/Documents
📌 Coverage for Hobbies and Leisure Activities

Premium: ～$405
Coverage Age: Up to 79 years old

 

The "Smart Travel Protection Plan" by Taishin Insurance covers accidents during leisure activities like skiing. The plan also includes high compensation for cameras, perfect for photography enthusiasts. The family plan costs only the price of two people, regardless of the number of children under 18! If you are unfortunately diagnosed with an illness, your trip will be covered before, during, or after your journey.

📌 Trip Cancellation/Change/Shortening
📌 Global Emergency Support Service
📌 Overseas Hospitalization/Quarantine Fees
📌 Financial Protection and Increased Camera Insurance Compensation
📌 Expenses Lost Due to Yellow, Red, or Black Travel Alerts Causing Trip Cancellation

Premium: ~ $335
Insured Age: 6 Weeks to 85 Years Old

Zurich travel insurance has no age limit for coverage, with six optional add-ons to choose from, including self-drive tours, overseas activities, amateur sports, cruise travel, short-term overseas study, wedding photography and overseas wedding ceremonies. You can purchase according to your travel needs! From now until August 11th, enter the promo code "CONGRATS" to enjoy a 60% discount on premiums! 📌 Trip cancellation/delay
📌 Mobile phone, camera, computer and other financial protection
📌 Overseas medical consultation transportation costs, overseas hospitalization, mandatory quarantine cash allowance
📌 Medical consultation fees after arrival in the destination
📌 Quarantine cash allowance after confirmed diagnosis upon arrival Premium: ~HK$295
Insured age: No upper limit

HSBC's Travel All-Round Insurance provides excellent coverage for medical expenses, with a maximum reimbursement of HK$5 million. This includes medical costs incurred during your trip and within 3 months after returning to Hong Kong. It also covers various sports and activities! 📌 Trip Delay/Cancellation
📌 Overseas Medical Expenses
📌 Overseas Hospital Interpreter Service
📌 Coverage for Sports Equipment, Photography Equipment, and Electronic Devices Premium: ~HK$250.15
Insured Age: Not mentioned

Recently, Fubon's insurance has been very popular. Its coverage includes zero deductibles and offers 24-hour overseas support services, such as emergency medical care, legal assistance, interpreter referral, and flight arrangements. It also provides home property burglary and car deductible coverage. Mobile app purchases come with a 50% discount! 📌 Trip shortening/delay 📌 Global emergency medical service 📌 Personal accident 📌 Personal money & documents 📌 Home property burglary Premium: ~ $177 Insured age: Diamond plan 18-80 years old, Gold and Silver plans 18-90 years old